FEXCO

Activities
FEXCO is a global payments company headquartered in Kerry, Ireland
with operations in Ireland, the UK, Spain, Scandinavia, Malta,
Australia and USA. The company was established in 1981 by its
Executive Chairman, Brian McCarthy and is privately owned with
USA-based First Data Corporation, the world's leading payment
processor, holding a minority shareholding in the business. FEXCO
offers a range of Global Consumer Payments, Global Corporate
Payments and Business Services.

Global Corporate Payments
Dynamic Currency Conversion - a global market leader in
the delivery of Dynamic Currency Conversion (DCC) credit card services
to merchants and acquiring banks.
FEXCO International Payments - provides a highly competitive
and flexible global payments service to corporations, businesses and
government.
FEXCO VAT Refunds - a global specialist in the reclamation of VAT
on business travel expenses such as accommodation, car rental,
meals and tradeshows. Additionally, provides travel expense claim
auditing services for companies that wish to outsource the
back-office processing of employee expense claims.
FEXCO Global Investments - provides competitive corporate
investment services to the Irish corporate and financial services
markets.
Credit Union International Payments - offers credit union
members an international payments service through their local Credit
Union.

Global Consumer Payments
Western Union - Western Union is the largest money transfer
company in the world with over 182,000 agents in 197 countries.
FEXCO operates the Western Union service in Ireland, the UK,
Spain, Scandinavia, Malta and Gibraltar.
Global Refund - FEXCO is a joint venture partner with the
world leader in the provision of consumer sales tax refund services.
Bureau de Change - services the needs of tourists at home
and abroad through more than 1,000 Bureau de Change outlets in
Ireland, the UK and Malta.
FEXCO Gift & Spending Solutions - FEXCO offers a range of consumer
pre-paid gift and spending solutions in association with merchants
in Ireland and the UK. With The Gift Voucher Shop FEXCO is market
leader in the provision of third party gift vouchers in Ireland.
FEXCO Stockbroking - Ireland's leading independent private
client stockbroker offering low-cost share dealing with a difference.
FEXCO Asset Finance Ltd provides and arranges leasing and hire
purchase facilities for capital goods to its own clients and
through suppliers of motor vehicles, manufacturing and business
equipment. It concentrates on small and medium ticket leasing and
hire purchase and has offices in Dublin and Limerick. Tel:
01-6373055.

Business Services
Global Contract Centres - a leading provider of global contact
centres that process payment and informational transactions over
the phone and the internet.
Gulliver Ireland - Ireland's leading cost effective provider
of tourism information and reservations.
OTL - Europe's first open, real-time online golf network
service provider.
Nova RentaCar Reservations - an independent worldwide car rental
reservation service.